About Us

hero
Colendi was founded to empower every individual regardless of gender, background, financial position, banked or unbanked to give them financial freedom and financial inclusion through simple, easy-to-use products.

Colendi provides embedded fintech services that democratize banking services for consumers, merchants, financial and non-financial institutions to overcome the limitations associated with the legacy banking.
Strong Team

Strong Team

Our management team has extensive experience in finance, banking, fintech and payment solutions. Our engineers have DeFi and ReFi to deliver robust, fast and secure solutions.

JV Partners

JV Partners

Our JV partners become fintech platforms instantly at zero cost.
“Every Company will be fintech Company”.

Business Partners

Business Partners

Has already secured business partners with access to over 100M+ individuals.

Traction

Traction

Currently Colendi has 7.000.000+ users and delivered 5.000.000+ credit transactions.

Marketplace

Marketplace

Colendi works with JV Partners to utilize embedded fintech solutions through its marketplace to provide invest, credit and payment solutions.

Our Philosophy

Our Philosophy

We empower the unempowered by providing a simple product to individuals regardless of their history, banked or unbanked, to sell, buy, hold, borrow, and therefore save and prosper.

Our Vision
Get personally customized credit scores with our new-age scoring algorithm.

We take into account a variety of real data which is transformed into a financial credit score by using machine-learning algorithms. Open a new slate free from your previous financial history.

We are changing the financial landscape

Classless, meritocratic and always with a sense of humour, without regard to religion or sex, we stand with you with just in time finance.

The Board

Bülent Tekmen

Bülent Tekmen

Co-Founder & Global CEO

Ian Hannam

Ian Hannam

Chairman

Mihriban Ersin

Mihriban Ersin

Co-Founder & CEO of Turkey

Deniz Güven

Deniz Güven

Board Member

İnanç Balcı

İnanç Balcı

Board Member

Partners & Brands
Platform Partners
Decentralized Protocol
Global & Democratic Digital Credit Scoring Beyond Banks
Decentralized Scoring Protocol

Decentralized Scoring Protocol

Distributed data is evaluated in an isolated manner via Colendi Decentralized Scoring Engine and Colendi Protocol through data integrated blockchain nodes. No data is collected from a node or shared in the network. Final scoring results are brought together to create global Colendi Financial Passport.

Bank-free Risk Assessment

Bank-free Risk Assessment

Real-life data, smartphone data, shopping, merchant transactions, telco billings, financial history, social media and many more is scored independently and securely in closed data nodes to create real and covering digital credibility image of a person, beyond limited financial history.

Global Credibility Identity

Global Credibility Identity

Your unique and mobile credibility identity. Colendi Identity is global, and depends on no country or central bureau. Your id is yours only, and your score is mobile and valid globally thanks to the Colendi blockchain network. Global credibility ID is created securely via cutting-edge verification mechanism.

ML Based Credibility

ML Based Credibility

Intelligence is the core of Colendi Decentralized Scoring. Each node’s data is evaluated continuously on top of Machine Learning algorithms. Both scoring and fraud detection is dynamic and learning-based, assuring that overall financial passport always indicates the real credibility of a user.

Enhanced Fraud Protection

Enhanced Fraud Protection

Decentralized Scoring Engine covers fraud mechanisms as well as scoring. Both real time and historical data are processed via intelligent algorithms in each node. Therefore, unreliable users, as well as fraud operations, are detected instantly, enhancing overall security and reliability of the protocol.

Privacy & Security
How We Handle Data
Given Data

Given Data

As you sign up, you provide demographic data such as name, email, gsm number, etc., and in some cases additional information to verify your identity in suspicious events such as fraudulent transactions, money laundering etc.

Collected Data

Collected Data

With regard to our services, we may collect the following data about you;
● Transaction details such as amount, date etc.,
● Technical information such as IP address, login information, browser information, and operating system details,
● Information of your visit related to URL stream, duration of your visit, application usage, etc.

Shared Data

Shared Data

We are legally allowed to work (just work, not transfer to anywhere) on data stored on our partners’ servers. If you allowed your data to be used by partners, we may work on that data to give you a better service. We work on the data stored on our partners’ servers to offer you better and more convenient services. However, even though we work on your data, we don’t share it with 3rd parties.

Sensitive Data

Sensitive Data

Fully aligned with regulatory laws, we process a limited amount of sensitive data.
The sensitive data is protected by Colendi via;
● Encrypting all the data between the internet and our services,
● Updating our software and operating systems in a timely manner,
● Using a backup protocol to keep your data safe,
● Training our employees for both regulatory and personal security needs.

Legal

Colendi brings together the authorized and licensed financial institutions (such as payment institutions and e-money institutions, banks, financing companies, investment firms, crypto exchanges, portfolio management companies, insurance companies) and platform users as an integrator.

Colendi brings together the authorized and licensed financial institutions (such as payment institutions and e-money institutions, banks, financing companies, investment firms, crypto exchanges, portfolio management companies, insurance companies) and platform users as an integrator.

Colendi brings together the authorized and licensed financial institutions (such as payment institutions and e-money institutions, banks, financing companies, investment firms, crypto exchanges, portfolio management companies, insurance companies) and platform users as an integrator.

Media
Discover Colendi in media and access our media kit
newsroomiconm.png

Newsroom

pressiconm.png

Press Release

eventsiconm.png

Events

mediakiticonm.png

Media Kit

Blog
Contact us
You can reach us anytime via info@colendi.com
By clicking Get Started, you agree to our Privacy Policy